Saving tip: Avoid visiting your bank branch

The list of charges by banks has gotten longer. It's better to use electronic/ online services, which cost half as much

 Are you being slapped with some charges, which are visible only at the end of the month or your pass. book is updated? May be you are not banking the right way. Don't be surprised. The list of charges by banks has gotten longer.

The list of service charges and fees has expanded from about 1.5 pages to three or more pages as banks are encouraging electronic payments and discouraging customers to visit branches.